Citizens for Homeowners Insurance Reform

The Commissioner of Insurance Denies Rate Hike
Nonnie Burns has made a decision on May 8, 2008 to deny the Fair Plan's 2007 request for a 25% rate hike due to failure to meet its burden of proof. The MPIUA (Fair Plan) may submit new rate filings that comply with this decision and Order.
Click to read the decision.
Thank You To All Citizens - Our Voices are Making a Difference!
Massachusetts State Legislature is considering a number of Bills on "Homeowners Insurance".
The Bills do not go far enough to help coastal citizens with the cost of our premiums. These Bills will reduce our present insurance coverage, add additional risk to the citizens and add additional costs to our premiums.
Click the links below for details.
  • Omnibus Bill
  • Omnibus Summary
  • Executive Session Recommendations

  • Act to Protect Consumers of Homeowner's Insurance
    Representative Cabral and Senator O'Leary's bill to amend Section 5 of Chapter 175C of the General Laws which would put caps back on the Fair Plan rate hikes in Coastal MA ...more

    Tell Your Homeowner Insurance Story

    Have your rates increased?
    Are you with a private insurer or Fair Plan?
    Has your replacement value increased?
    Have you ever placed a claim? If so, were you treated well and promptly by the insurer?
    Do you live on the water or how close?
    Do you have National Flood Insurance?
    Do you have "wind deductible" or "hurricane deductible" language in your policy and at what % is that deductible?

    If you can answer any or all of these questions, please email Paula at info@homeownersinsurancereform.org. Be sure to include your name, address and phone number. Thanks!


    Have you had your homeowners insurance cancelled?

    Are you concerned about the escalating cost of homeowners insurance on Cape Cod and along the Massachusetts shore line?

    Who we are and what we're doing:

    We are a grassroots group of Cape Cod and coastal Massachusetts homeowners searching for solutions to the current insurance dilemma. We are working with legislators and representatives at the state, national and local levels to effect change. Through our organization's efforts we hope to stabilize or reduce the costs of homeowners insurance to what is a fair level.

    Our goals:

    • To keep insurance companies writing homeowners insurance on the Cape and along the shore line at a fair and equitable price.
    • To bring Cape Cod and Massachusetts shore line citizens together to have our voices heard and to make positive changes in the homeowners insurance situation.


    Thank you, Paula Aschettino and The Committee

    "Citizens for Homeowners Insurance Reform"


    ACTION YOU CAN TAKE!
    There is action you can take. Please write a letter to Insurance Commissioner Nonnie Burns. She is currently deciding whether to approve a FAIR Plan rate hike of 25% or act on the recommendation of the Attorney General and reduce the Fair Plan Rates by 29%. Now is the time to send a letter before she makes her final decision.
    Click here for sample letters and contact information.
    BECOME A FRIEND!
    I support this initiative for positive change to the present, unfair insurance practices.
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    Click here to print and fax this form.


    CITIZENS FOR HOMEOWNERS
    INSURANCE REFORM
    21 Smith Street
    Eastham, MA 02642
    Phone: 508-240-5231
    Fax: 774-207-0114
    Email: info@homeownersinsurancereform.org


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